Ideal For: Future Retirees and Their Spouses Eyeing Social Security Retirement Benefits
Exploring The Strategy: Proactively reviewing various start dates for your retirement benefits along with the corresponding amounts. If you're married (or divorced), additional options may be available depending on your benefits compared to your spouse's (or ex-spouse's) benefits.
Who Stands To Gain? Anyone expecting to receive social security retirement benefits, along with their spouse, stands to benefit from this strategic review.
Why Should You Care? Knowledge is power. Being aware of your options can equip you to make the best decisions suited to your unique circumstances and financial needs.
Your Next Move: Start by contacting SSA.gov to explore your retirement benefit options. Consider consulting with a financial advisor to better understand these options and to tailor a retirement plan that aligns with your financial goals. Remember, strategic planning today is an investment in a secure, comfortable retirement tomorrow.